Henrik Mattson
Henrik Mattson
Henrik's practice encompasses the entire credit spectrum of domestic as well as cross-border transactions, with particular focus on bank lending, acquisition financing, real estate and project financing, leasing and asset financing, debt capital markets, securitisation, derivatives, structured financing and regulatory issues in the financial sector. Henrik acts for lenders, borrowers, issuers, underwriters, sponsors and investment firms in all sectors.
He is a very experienced lawyer, and also one of the very few Finnish lawyers who is knowledgeable in complex banking and regulatory law matters.
Banking & Finance | Chambers Global, 2024
References
Parties
Nordea Bank Abp
Transaction
USD 800 million Perpetual Reset Additional Tier 1 Conversion Notes issued under Nordea Bank Abp’s Global Medium-Term Note Programme
Deal Value
USD 800 million
Role
Issuer counsel to Nordea Bank Abp
Parties
Nordea Bank Abp
Transaction
SEK 3.75 billion Floating Rate Additional Tier 1 Conversion Notes and NOK 1.6 billion Floating Rate Additional Tier 1 Conversion Notes issued under Nordea Bank Abp’s Global Medium-Term Note Programme
Deal Value
SEK 3.75 billion and NOK 1.6 billion
Role
Issuer counsel to Nordea Bank Abp
Counsel to Nordea Bank Abp in connection with the various issues under its EMTN Programme.
Counsel to the joint lead managers with the several issues of the Republic of Finland’s Serial Bonds.
Counsel to Nordea Mortgage Bank in connection with the update of its €25,000,000,000 Covered Bond Programme.
Counsel to OP Mortgage Bank in connection with the various issues under its EMTCB Programme.
Counsel to Nordea Bank Abp in connection with the update of its €50,000,000,000 Euro Medium Term Note Programme.
Counsel to Nordea Bank Abp in connection with the update of its U.S.$25,000,000,000 Global Medium-Term Note Programme.
Counsel to OP Corporate Bank plc in connection with the update of its €20,000,000,000 Euro Medium Term Note Programme.
Counsel to OP Mortgage Bank in connection with its issue of EUR 1,250,000,000 5.5-year Finnish Covered Bonds under its EMTCB Programme.
Counsel to Nordea Mortgage Bank in connection with various issues under its Covered Bond Programme.
Counsel to OP Mortgage Bank in connection with the update of its EUR 25,000,000,000 Euro Medium Term Covered Bond (Premium) Programme.
Counsel to Nordea Mortgage Bank in connection with the update of its €25,000,000,000 Covered Bond Programme.
Counsel to Nordea Bank Abp in connection with the update of its U.S.$25,000,000,000 Global Medium-Term Note Programme.
Counsel to Nordea Bank Abp in connection with the update of its €50,000,000,000 Euro Medium Term Note Programme.
Counsel to OP Corporate Bank plc in connection with various issues under its EMTN Programme.
Counsel to Nordea Bank Abp in connection with various issues under its GMTN and EMTN Programmes.
Counsel to the joint lead managers with the several issues of the Republic of Finland’s Serial Bonds.
Counsel to OP Mortgage Bank in connection with its issue of EUR 1,000,000,000 5.5-year Finnish Green Covered Bonds under its EMTCN Programme.
Counsel to OP Corporate Bank plc in connection with the update of its €20,000,000,000 Euro Medium Term Note Programme, 2021.
Counsel to OP Mortgage Bank in connection with its issue of EUR 750,000,000 10-year Finnish Green Covered Notes under the EMTCN Programme, 2021.
Counsel to BNP Paribas in LocalTapiola Finance’s EUR 592 million public securitisation of a portfolio of Finnish consumer auto hire purchase contracts, 2021.
Counsel to Nordea Bank Abp in connection with the update of its U.S.$25,000,000,000 Global Medium-Term Note Programme, 2021 .
Counsel to Nordea Bank Abp in connection with the update of its €50,000,000,000 Euro Medium Term Note Programme, 2021.
Counsel to OP Mortgage Bank in connection with the update of its €10,000,000,000 Euro Medium Term Retained Covered Note Programme, 2021.
Counsel to Nordea Bank Abp in relation to its issue of U.S.$1,000,000,000 Perpetual Reset Additional Tier 1 Conversion Notes on 1 September 2021.
Counsel to the joint lead managers with the several issues of the Republic of Finland’s Serial Bonds, 2021.
Counsel to Nordea Bank Abp in connection with its issues under its GMTN and EMTN Programmes, 2021.
Counsel to OP Mortgage Bank in connection with the update of its €20,000,000,000 Euro Medium Term Covered Note Programme, 2021.
Parties
Aktia Bank Plc
Transaction
Aktia Bank Plc issue of Additional Tier 1 unsecured fixed to fixed rate Finnish law notes of EUR 60 million on 26 May 2021
Deal Value
EUR 60 million
Role
Counsel to Aktia Bank Plc
Counsel to OP Corporate Bank plc in connection with the update of its €20,000,000,000 Euro Medium Term Note Programme, 2021.
Counsel to OP Mortgage Bank in connection with the establishment of its €10,000,000,000 Euro Medium Term Retained Covered Note Programme.
Counsel to OP Corporate Bank plc in connection with the update of its €20,000,000,000 Euro Medium Term Note Programme.
Counsel to Nordea Bank Abp in connection with the update of its U.S.$25,000,000,000 Global Medium-Term Note Programme.
Counsel to the joint lead managers with the several issues of the Republic of Finland’s Serial Bonds.
Finnish counsel to Qliro Group.
Finnish counsel to Nordax Bank AB (publ).
Finnish counsel to CLS.
Parties
Initial purchasers and creditors, CABB Chemicals
Transaction
Finnish counsel to the initial purchasers and creditors in the refinancing of CABB Chemicals with EUR 490 million senior secured and EUR 150 million unsecured notes offering and super senior revolving credit facility
Deal Value
EUR 640 million
Role
Finnish counsel to the initial purchasers and creditors
Parties
Santander Consumer Finance Oy as Originator, SCF Rahoituspalvelut VIII DAC as Issuer, and Barclays, Banco Santander and Merrill Lynch as Joint Lead Managers
Transaction
STS-securitisation of auto loan hire purchase contracts
Deal Value
EUR 799,200,000
Role
Counsel to Joint Lead Managers (Barclays Bank PLC, Banco Santander S.A., BofA Merrill Lynch)
Parties
Nordea Bank Abp
Transaction
Nordea Bank Abp's issue of U.S.$1,250,000,000 Perpetual Non-Call March 2026 Additional Tier 1 Conversion Notes under the U.S.$25,000,000,000 Global Medium Term Note Programme in March
Deal Value
USD 1,250,000,000
Role
Counsel to Nordea Bank Abp
Parties
Precast Holding Oy (Buyer), Elematic HoldCo Oy (Seller), Elematic Oyj (Target), Nordic Trustee (as bonds trustee appointed by Elematic’s
Transaction
Restructuring of ownership and financing structure of Elematic Oyj
Deal Value
Value not public
Role
Counsel to Nordic Trustee
Parties
Nordea Bank Abp
Transaction
Nordea Bank Abp's establishment of its €50,000,000,000 Euro Medium Term Note Programme
Deal Value
EUR 50,000,000,000
Role
Counsel to Nordea Bank Abp
Parties
Nordea Bank Abp
Transaction
Nordea Bank Abp's establishment of its USD 25,000,000,000 Global Medium-Term Note Programme
Deal Value
USD 25,000,000,000
Role
Counsel to Nordea Bank Abp
Parties
Nykredit Realkredit A/S, Aberdeen Standard Investments, LähiTapiola
Transaction
Nykredit Realkredit's financing the acquisition of a portfolio of 824 apartments by Aberdeen Standard Investments from LähiTapiola
Deal Value
Value not public
Role
Counsel to Nykredit Realkredit A/S
Nordea Bank AB (publ) issue of U.S.$500,000,000 4.625 per cent. Dated Subordinated Notes due 2033 (the “Notes”) under the U.S.$25,000,000,000 Global Medium Term Note Programme in September, 2018.
Counsel to Nordea Bank AB (publ) in relation to issue of U.S.$750,000,000 3.750 per cent. Senior Non-Preferred Notes due 2023 and U.S.$250,000,000 Floating Rate Notes due 2023 under the U.S.$25,000,000,000 Global Medium Term Note Programme in August, 2018.
Parties
EQT Partners UK Advisors LLP, Biovian Oy and Keensight Capital’s investment
Transaction
Counsel to EQT Partners UK Advisors LLP in the financing of Keensight Capital’s investment in Biovian Oy
Deal Value
Value not public
Role
Counsel to EQT Partners UK Advisors LLP
Parties
Counsel to Polygon AB (publ) and Triton
Transaction
Issue of a EUR 210 million rated senior secured bond and the entry into of a super senior RCF
Deal Value
EUR 210 million
Role
Counsel to Polygon AB (publ) and Triton
Parties
Ramirent Oyj, European Investment Bank
Transaction
Ramirent Oyj's EUR 50 million loan agreement with the European Investment Bank
Deal Value
EUR 50 million
Role
Counsel to Ramirent Oyj
Parties
Santander Consumer Finance Oy, SFC Rahoituspalvelut Kimi VI DAC
Transaction
Issue of EUR 634,700,000 Class A Notes and EUR 64,800,000 Class B Notes by SFC Rahoituspalvelut Kimi VI DAC secured by a portfolio of hire purchase agreements made by Santander Consumer Finance Oy
Deal Value
EUR 699,500,000
Role
Counsel to Santander Consumer Finance Oy
Parties
Tapiola KR III Ky, Ainoa Shopping Centre
Transaction
Tapiola KR III Ky's financing of the development of the Ainoa Shopping Centre
Deal Value
Value not public
Role
Counsel to Tapiola KR III Ky
Parties
Barings Real Estate Advisers (Buyer), CapMan (Seller)
Transaction
The acquisition of Entresse shopping mall from CapMan, by a fund managed by Barings Real Estate Advisers
Deal Value
Value not public
Role
Counsel to Barings Real Estate Advisers
Parties
Niam (Buyer), Commerz Real Investmentgesellschaft MBH (Seller)
Transaction
Niam's acquisition of an office property in Helsinki, called Life Science Center Keilaniemi, from Commerz Real Investmentgesellschaft MBH
Deal Value
Value not public
Role
Counsel to Niam
Counsel to an international bank syndicate as a member of Creditors' Committee in an unique and complex cross border restructuring of a group of companies undergoing simultaneous formal restructuring proceedings in Finland and Sweden.
Parties
Niam (Buyer), Elo Mutual Pension Insurance Company (Seller)
Transaction
Niam's acquisition of a portfolio of six modern office properties located within the Helsinki Metropolitan Area from Elo Mutual Pension Insurance Company
Deal Value
Value not public
Role
Counsel to Niam
Parties
Niam
Transaction
The financing relating to Niam’s acquisition of the Kaari shopping centre
Deal Value
Value not public
Role
Counsel to Niam
Parties
Tikkurila Oyj
Transaction
Tikkurila Oyj's EUR 150 million term and revolving facilities agreement in June 2015
Deal Value
EUR 150 million
Role
Counsel to Tikkurila Oyj
Parties
Caverion Oyj
Transaction
EUR 100 million revolving credit facility agreement of Caverion Oyj in May 2015
Deal Value
EUR 100 million
Role
Counsel to the lenders
Rankings
Henrik is listed as one of the leading practitioners in his field e.g. in such international legal directories as the Legal 500, Chambers Global, IFLR1000, Who´s Who Legal, European Legal Experts and PLC Which Lawyer?
By way of example, he has been referred to as follows:
- Recognised as Highly Regarded in the practice areas of Banking, Project Finance, Capital Markets: Debt, and Real Estate Finance and the industry sectors of Banking, Financial Services, Government and Public Policy, and Real Estate, IFLR1000, 2024
- "Henrik Mattson stands out from the others as a very experienced and versatile banking and finance lawyer", Legal 500, Banking and Finance, 2024
- "Henrik Matsson is the grand man of finance law. His experience, skills to find solutions and solve issues and general expertise are outstanding.", Legal 500, Banking and Finance, 2024
- “He is a very experienced lawyer, and also one of the very few Finnish lawyers who is knowledgeable in complex banking and regulatory law matters.” Chambers Europe, 2024
- “He is very knowledgeable and a pleasure to work with.” Chambers Global, 2024
- “Henrik Mattson is a trailblazer in the Finnish finance market.” Chambers Global, 2024
- "He is a very skilful lawyer and an inspiring discussion partner in many banking and finance-related legal topics.", IFLR1000, Financial and corporate, 2023
- "He is very knowledgeable and a pleasure to work with.", Banking and Finance, Chambers Global, 2023
- 'Clients say: "He is a smart individual who has a very pragmatic approach and does not overcomplicate things."', Banking and Finance, Chambers Global, 2022
- 'Highly professional and very experienced.', IFLR1000, Financial and corporate, 2021
- 'Senior statesperson Henrik Mattson has extensive experience advising on cross-border secured and unsecured bonds and GMTN programmes.', Banking and Finance, Chambers Global and Chambers Europe, 2021
- Leading individual, Banking and Finance, Legal 500, 2016-2022 editions
- 'Henrik Mattson is hands-on with details and understands the big picture.’, Banking and Finance, Legal 500, 2020
- 'Sources endorse his technical skills and appreciate his ability "to find sensible solutions."', Banking and Finance, Chambers Global and Chambers Europe 2020
- "He is extremely responsive and helpful in anticipating client needs, very commercial in his advice and has exceptional knowledge of technical aspects of financial regulation. A pleasure to work with.", IFLR1000, 2020
- "Clients laud his 'deep knowledge of legal issues.'" Banking and Finance, Chambers Global 2019
- Ranked as a Highly regarded lawyer in the 2019-2021 editions (Finland: Banking, Project finance, Capital markets, Real estate finance) of IFLR1000
- "Sources praise his 'solid performance,' adding: 'He is quickly accessible and provides professional advice in a swift manner.'", Banking and Finance, Chambers Global 2018 and Chambers Europe 2018
- "Henrik Mattson is an ‘expert that combines excellent skills with exceptional working capacity.’", Banking and Finance, Legal 500, 2017
- "Esteemed head of department Henrik Mattson offers expertise in all kinds of banking issues, including acquisition, project and real estate financing, asset finance and leasing transactions. Sources describe him as 'very pragmatic and experienced.'", Banking and Finance, Chambers Global 2017
- Ranked in Banking and Finance, Finland, in the 2012-2022 editions of Chambers Global
- "Henrik Mattson is 'a multi-talented person who really understands insolvency - if there is a barrier he is able to overcome it.' ", Restructuring/Insolvency, Chambers Europe 2015
- "Sources enthuse that 'his experience clearly adds value,' and that 'he has inside knowledge of the market and is great in negotiations.' ", Banking & Finance, Chambers Europe 2015
- "Practice head Henrik Mattson is ‘spot on with the details’", Banking & Finance, Legal 500, 2015
- "Department head Henrik Mattson is widely regarded as one of the finest practitioners in the market", Banking & Finance, Chambers Global 2015
- "Henrik Mattson is 'a multi-talented person who really understands insolvency - if there is a barrier he is able to overcome it.' He is also strong on restructuring, owing to his banking expertise", Restructuring/Insolvency, Chambers Global 2015
- Highly regarded lawyer in Banking & Finance and Capital Markets, in the 2014, 2015, 2016, 2017 and 2018 editions of IFLR1000
- "Department head and market leader Henrik Mattson remains an established presence in the most complex and high-value financing cases, both domestically and internationally", Banking & Finance, Chambers Global 2014
- Ranked among the best lawyers in the 2012, 2013, 2014, 2015, 2016 and 2017 editions (Helsinki: Banking and Finance) of Best Lawyers®
- ‘Henrik Mattson is appreciated as one of the top lawyers in the Finnish banking and finance market, and clients praise his practical approach.’, Banking & Finance, Chambers Global 2013 and Chambers Europe 2013
- ‘Practice head Henrik Mattson is hugely experienced...’, Legal 500, 2013
- ‘Banking and finance heavyweight Henrik Mattson is equally present in the Finnish restructuring market’, Restructuring/Insolvency, Chambers Global 2013 and Chambers Europe 2013
- ‘Practice head Henrik Mattson provides an ‘extremely analytical performance for the large and sensitive matters’, and is recommended...’, Banking & Finance, Legal 500, 2012
- ‘Interviewees mention practice head Henrik Mattson as the "number-one guy" for banking and finance at the firm and praise his "hands-on, flexible and pragmatic" approach.’, Banking & Finance, Chambers Global 2012
- ‘...a highly regarded lawyer who specialises in finance restructuring. According to clients, he "concentrates his attention on the right issues and the right place."’, Restructuring/Insolvency, Chambers Global 2012
- Leading lawyer, Banking, IFLR1000, 2012
- ‘An authority on banking and finance, Henrik Mattson often advises on large restructurings. “Confident and tough in a good way, ” he continues to be one of Finland's foremost finance experts.’, Banking & Finance and Restructuring/Insolvency, Chambers Europe 2011
- 'Clients and peers praise Mattson for his approach. "He is pro-active and thinks out of the box," says one client. A rival partner adds, "Henrik is a dominating lawyer on the banking side; he is very pragmatic and very thorough. I admire his approach."', IFLR1000, 2011
- "Mattson is very senior, very experienced," says one client. "I have always been very satisfied. He knows what the client wants and when the client wants it.", Banking, IFLR1000, 2010
- Leading practitioner, The International Who's Who of Business Lawyers, Banking, 2010
- Leading lawyer, Banking & Finance, Chambers Europe 2010
- Leading lawyer, Banking, IFLR 1000, 2010
- Leading lawyer in Banking and finance in the Guide to European Legal Experts 2010
- Endorsed in Banking and finance; Capital markets: debt and equity, Finland, PLC Which Lawyer? 2010
- Recommended lawyer in Restructuring/Insolvency, Chambers Global and Chambers Europe 2010
- 'Henrik Mattson, a “pragmatic and highly intelligent” lawyer who “provides excellent advice.”', Chambers Europe 2009
- 'Both peers and clients highlight Mattson's work. "He's very much the leader in this field," says one rival, while a client adds: "His knowledge is right up there and he's involved in the biggest deals."', IFLR 1000, 2009
- "another star of this leading banking practice...", Banking and finance, PLCWhich Lawyer? 2009
- 'Henrik Mattson... the firm’s head of finance...is described as an “extremely intelligent and very focused lawyer.”', Chambers Europe 2008
- Highly recommended in Capital markets: debt and equity, PLCWhich Lawyer? 2008
- 'Among the "great lawyers", say clients, are partners Matti Engelberg, Kari Lautjärvi and Henrik Mattson.', Banking and Finance, Legal 500, 2008
- 'a “brilliant technician with a razor-sharp mind.” Commentators have nothing but praise for this expert, stating that he is “easy to work with, available to his clients, swift and direct; he gets the job done.', Chambers Global, 2007
Education and Professional Background
- Senior Adviser, Hannes Snellman, 2024
- Partner, Hannes Snellman, 2001
- Associate Lawyer, Hannes Snellman, 1990
- Vicehäradshövding, Court Practice, 1990
- Master of Laws, University of Helsinki, 1989